Today, 51 percent of companies have a consumer-driven health plan in place – nearly a nine percent increase over last year. We’re able to provide you access to an ever-expanding array of supplemental health insurance solutions to give your employees a safeguard against potential coverage gaps in your workplace health care benefits. Some of our products are offered to employers on a group basis, and others are available for individual employees.
Examples of these offerings include: Accident and Hospital Ca$hBack PlansSM complement high-deductible health plan offerings and health savings accounts.
Most individuals are not financially prepared to meet their deductible should they or a family member suffer an accident or require a stay in the hospital. Accident and hospital Ca$hBack Plans can help close this financial gap. Learn more about our three plan options with varying benefit levels to help ease your employees’ transition to high-deductible health plans.
Dental coverage with flexible plan options and a reliable network of providers; participation also provides access to preventative health and wellness services.
Common oral problems have been linked to conditions as serious as heart disease. The simple habits of regular brushing, flossing, a healthy diet and regular dental checkups could help prevent significant health concerns - and higher medical bills. Our 26 competitive dental plan designs will have you smiling in no time.
Group Disability Plans help prepare your employees for the long-term effect of debilitating injuries and illnesses since thirty percent of employees just entering the workforce will become disabled before retiring.
Without regular income, most people aren’t prepared to cover their daily living expenses let alone ongoing financial obligations if a disability would prevent them from working. Our group disability plans can help provide peace of mind and long-term well-being for your employees and their families.
We offer a choice of group disability plans so you can build the plan that best suits the needs of your company and your employees. Flexible features and benefit levels are available for both:
- Short-term disability plans
- Long-term disability plans
In addition, our long-term disability plans include features and services that make it easier for employees to return to work while also improving their overall health and the well-being of their families. Rehabilitation and return-to-work incentives include:
- Workplace modification
- Rehabilitative services
- Social Security coordination assistance
Life with AD&D can provide peace of mind for family members after the loss of a loved one.
Funeral expenses, medical bills, taxes and debts can quickly create a financial burden when a family provider is permanently disabled or passes away unexpectedly. With Nationwide Better Health life insurance, dependents will have the financial support they need to help cover final expenses, support daily financial obligations or even assist with a child's education.
Employers will enjoy the flexibility our life plans offer, too. Some employers may elect to fund 100 percent of the plan or to share in the cost of the plan with their employees as a way to offer this valuable benefit while watching their budget. Choose what's right for your organization and employees from a variety of plan designs.
Medical Stop Loss insurance can help protect self-insured employers against catastrophic risk in the workplace.
Self-funding can be a cost-effective alternative to traditional insurance, especially if you employ young, healthy individuals; but it can also be risky. If several of your employees fall seriously ill, or even one employee files a catastrophic claim, those medical bills could wipe out your entire medical reserves and require additional funds to cover the costs.
Our Stop Loss insurance will pay your employees' medical bills after you've reached a predetermined deductible. It serves as a protector of those valuable reserves and can help save both your profit margin and your bottom line.
Ready to improve the health of your employees and your business?
You'll need the Adobe Reader to view files in PDF. Get a free copy of Adobe® Reader®.
